JUBTIC Budget Planner and Monthly Bill Organizer with Pockets. Undated Financial Planner Budget Book and Expense Tracker Notebook, Budgeting Journal to Control Your Money - 5.6" x 8.2" (Black) - JUB-BGT-S01

• ✅ TAKE CONTROL OF YOUR MONEY & ACHIEVE FINANCIAL GOALS:Set new financial standards for your life with the JUBTIC Budgeting Book and monitor your monthly income, savings, debts, bills, receipts, cash flow and daily expenses.Helps you better understand where my money is being spent and plan for things like birthdays and important holidays.The JUBTIC budget planner is a great way to start your journey to financial freedom today! ✅ SET MONTHLY GOALS AND BUDGETS: Write down your monthly financial goals on the calendar page at the beginning of the month, make a monthly spending plan, and you can put reminders for bills and payments on the calendar page. Use predefined spending categories to plan your monthly budget. Keep track of all your daily expenses on a daily basis. Review what happened at the end of the month, identify bad spending habits, and think about how you can improve them for the next month. ✅ UNDATED LAYOUT DESIGN & 1 YEAR USE: Simplified undated bill planner and organizer starts with 2 pages for financial goal setting, followed by 12 monthly sections with calendar spreads, monthly budgets & reviews, expense trackers. There are 4 pages for savings tracking , 4 pages for debt tracking, 2 pages for Christmas budgeting, 2 pages for regular bill tracking, and 2 pages for annual summary to track your progress throughout the year. ✅ PREMIUM QUALITY GIFT BOX, CONVENIENT POCKETS & 2 STICKERS: This journal has 2 stickers sheets for easy marking. The high-quality faux leather cover not only adds to the overall beauty of the book, but also makes it waterproof. Every month has an inside pocket in the back to collect loose bills and notes. It's easy to use and instructive on the importance of planning and saving to make your life more meaningful. ✅ WARRANTY AND RETURNS: JUBTIC budget books are guaranteed to work! If you have any quality issues, or if you are not completely satisfied with the product for any reason, we will exchange or refund your budget book for your small business or personal use. Contact us through Amazon's message to get a free refund for your budget book.